October 2007
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Day October 15, 2007

Q & A: Borrow Money To Grow Your Small Business Or Not?

The answer to this question is not always easy, since for a manufacturing business it may be necessary for you to borrow, if that is the case you need to see an accountant you can trust, to help you to get the best deal and talk about the implications, like personal guarantees, liabilities and so on.If however, you are in the service sector you should try and stay away from borrowing money as long as you can and bootstrap.... Don't trust praise, most people don't want to hurt your feelings.Do some business planning, and see when your business would break even, get the tools free, so no excuses.Outsource all non-core business processes from day one, don't hire someone just to answer your phone, find Virtual Assistants to do that and other admin stuff, they know how to do it and that makes you look good.Have a look at some of my categories, like bootstrap, How to grow your business, and others to get some more ideas.

Intuit picks up the “Free Accounting Software Challenge”.

It is not online, not sure why they did not offer the online version free, and it seems to be for Microsoft Windows only - so if you are a Mac user, like me no free Intuit accounting software for us. So working with your accountant in real time and get up to date advice is not on the cards, with this free version.I think it is good of Intuit to offer a basic accounting system free of charge, while I'm not sure if it will remain free and what the future developments will be like, i.e. will there be a free QuickBooks Simple Start 2009? Maybe someone from Intuit will let us know?Intuit clearly understands the challenges for small business, and the accounting software industry looking ahead.

Slow Progress With Eco-Friendliness in Our Daily Lives.

The sales assistant lady argued with her about not taking the box, so my wife said she would not take the shoes, if she had to take the box.At that point the sales assistant realised, that my wife was serious and she may lose the sale, so she wrote on the till-receipt, that my wife could not bring the shoes back - which is her statuary right as a consumer - because she had refused to take the box.Packaging is a major contributor to our environmental problem, consumers get penalized for not wanting packaging.... This type of policy has created a "fly-tipping" nightmare in our neighborhood, and it is getting worse by the week.If we do not stop, just going for the "weakest link" in this chain, the consumer, we will further delay coming to sensible solutions for our environmental problem For the time being that seems to be the current way forward, for this government without own vision and the local councils.

The World Without US

The book:The World Without Us written by Alan Weisman (ISBN 978-1-905264-03-2).It is not immediately obvious that this book is about our climate, it offers a fascinating glimpse of what would happen to the earth if humans vanished today, forever.... This is one of the grandest thought experiments of our time, ....."He is right, I understand now that to really heal the wounds, we as humans have inflicted on this planet, we must cut our world population in half.

Blog Action Day For Our Environment: WinWeb Pledge

So in August after signing up to this blog action day, we made the following pledge:WinWeb pledges to plant one tree every year for each paying customer that signs up to our subscription service via the WinWeb website and remains a customer for longer than one year - this will reduce your carbon footprint and make your home-office or office workstation more than carbon neutral.... Each tree will reduce your carbon footprint by about 730kg CO2 - and that is just the start of it!This is only one of ten ways by which we help small business to become carbon neutral and more eco-friendly, you can read the other nine points here.

WinWeb Business Cloud - Creating Financially Sustainable Businesses