Tag pension


Defined Contributions – Still several risks attached

Defined Contributions – Still several risks attached

With so many companies still licking their wounds as the result of continuing pension fund deficits, it is hardly surprising that new schemes tend to be of the defined contribution variety whereby the only thing guaranteed is the employer’s contribution rather than the benefits payable on retirement. However, although the major risk of not having…

Self-Employment and Pensions

Self-Employment and Pensions

The majority of small business owners are classed as being self-employed. Whilst we all know that this has many great benefits (“Freedom from bosses forever” is one that springs to mind!), there are a few drawbacks that I saw pointed out on Work Your Way earlier. For one thing, you most likely will not be…

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