Tag Finance


The growth of alternative and complementary finance for SMEs

The growth of alternative and complementary finance for SMEs

It is no longer news that many businesses and individuals continue to feel the force of the economic recession. For SMEs though, things are looking up. Chancellor George Osborne said in September this year that the UK economy is showing “signs of a balanced, broad based and sustainable recovery”. The latest GDP figures confirm the…

Infographic: USA Bankruptcy

Infographic: USA Bankruptcy

It isn’t something that the majority of micro biz owners ever want to consider, but bankruptcy is a very possible unwanted outcome for many small or micro businesses. The worry for many small businesses is that they won’t have enough money to purchase the supplies they require to run their day-to-day business affairs and therefore…

Help – I Can’t Move!

Help – I Can’t Move!

Turn to the business section of any national paper, listen to media sources or look at business websites and you understand one of the major hurdles a business faces is ‘access to finance’ to start out or grow. But this problem does not end there – access to personal finance for business owners can cause…

Self-employment – how to stay on a firm financial footing

When starting a business on your own for the first time, it can be very different to doing an ordinary job in a typical office for reasons good and bad. On the plus side, you exert total control on what your new venture does, but you find yourself burdened with extra responsibilities such as meeting…

Finance Fixer: Essential Guide to the Art of Budgeting

Finance Fixer: Essential Guide to the Art of Budgeting

In light of recent economic ‘hiccups,’ it’s not surprising that we’re all feeling the strain at the minute. It would be easy to bat around figures and statistics about the rate of inflation rising faster than the rate of pay and so on and so forth; at the end of the day, the only important…

The rate of insolvency is not helped by lies, damn lies and statistics

I saw a couple of news stories today that were reporting on new figures that have come out of Experian on the number of business insolvencies in different parts of the UK. The first (Huge rise in insolvencies, but London fares better than rest of the UK) was from Londonlovesbusiness.com and looks at the November…

Worsening Access To Finance For UK Small Business

Following on from my interview on CNBC, I came under fire with some criticism for suggesting the banks and the government is failing small business with access to affordable finance. Today the British Chamber of Commerce announced in its latest monthly report that: 33% of companies said access to finance was more difficult over the…

Equity essential to finance new ventures writes the Financial Times

Equity rather than debt holds the key to financing the future of the UK’s small business sector, according to the Association of Chartered Certified Accountants (ACCA). The association’s small and medium-sized enterprises (SMEs) committee claims that economic recovery could be the shining moment for wealthy individuals who put money into early-stage ventures. Read more @…

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